Job Posting
Junior Underwriter

Location: Troy, MI

The Junior Underwriter is responsible for providing support to the Senior Underwriters with individual loan files and to support to the underwriting team for contract underwriting review. Additional miscellaneous job functions may apply that support the changing needs of the underwriting team. The Junior Underwriter will primarily work on conventional loan files with the opportunity to learn the full spectrum of loan products available with Ross Mortgage. The ability to think critically, problem solve and effectively manage time is required.

Job Responsibilities:

  • Manage and support the contract underwriting pipeline.
  • Complete the initial and final reviews for all externally underwritten loan files.
  • Analyze core credit and collateral loan documents in accordance with Ross, Agency and investor standards.
  • Assist Sr. Underwriters with condo project requirements.
  • Maintain loan quality standards in accordance with Ross, Agency, and investor standards.

Desired Knowledge, Skills, Abilities and Experience:

  • Ability to work independently in a fast paced environment, under minimal supervision, have strong time management and organizational skills
  • Ability to effectively listen and respond to customers’ (both internal and external) needs
  • Ability to exhibit professional written and verbal communication at all times
  • Ability to strive for excellence
  • Ability to customize work style according to the task
  • Ability to fully understand conventional, government, RD and MSHDA guidelines
  • Ability to demonstrate a high degree of business professional behaviors including punctuality, attendance, responsiveness and dependability

Required Experience:

  • Three years of underwriting experience OR Five years of senior processing experience
  • Knowledge of conventional and government (preferred) guidelines



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